Domestic, International, and High Risk Processing

GRAYPAY offers both domestic and international merchant accounts for businesses of all sizes ranging from high risk to retail. GRAYPAY specializes in high risk merchant accounts and welcomes all business types. Our solutions are 99% domestic based and have an average approval time of 48 hours. Even if you have been declined in the past or even placed on TMF, GRAYPAY has a solution for you. Call us now at 1-818-387-6735 to speak to one of our experts.


An e-commerce transaction is the type of transaction where the card is not present at the time of the transaction and the credit card data is manually entered into a terminal by the customer.

Mail Order/Telephone Order (MOTO)

A card not present transaction is where the customer is not present at the time of the transaction (such as mail order or telephone order) and the credit card data is manually entered into a terminal by the merchant.


Retail or card-present transactions are those in which both the card and cardholder are present at the point of sale and the card’s magnetic stripe is swiped through a terminal.


GRAYPAY provides the technology, support, and resources to deliver a complete payment processing solution for merchants of all sizes and types.

By partnering with GRAYPAY, you gain the strength and flexibility of our industry leading technologies, plus comprehensive client support by payment industry professionals.  Our team of payment industry veterans partner with businesses to optimize their payment processing capabilities through technology and innovation.

Benefits Include:

  • Domestic and International Processing Support
  • Advanced Fraud Prevention Tools
  • Payer Authentication Services
  • Advanced Reporting
  • Competitive Pricing
  • Quick and Easy Integration


  • Access transaction reports in real-time
  • View reporting for multiple merchant accounts through one login
  • Securely download transaction data in multiple formats
  • 24/7 support through your relationship manager
  • Historical data available for previous 24 months
  • Custom Reporting